Is the "Lock-In" Effect Breaking?

The "Lock-In" Effect has officially shifted! For the first time, more homeowners have mortgage rates over 6% than under 3%. In this episode of the Orlando Real Estate Buzz, Brenden Rendo and Joseph Dionne explain why this matters for inventory in 2026.

We also dive deep into the "Move-Up Trap." It’s not just interest rates stopping people from selling—it’s the massive shock of resetting Property Taxes and Insurance in Florida. We break down the math on why your monthly payment might triple even if you have equity.

Plus:

• Orlando Condo Inventory hits 14 months (Ouch!)
• Why new listings are ticking up but withdrawals are still huge.
• Geopolitical risks: How headlines are moving mortgage rates.
• Would you accept a "Prepayment Penalty" for a lower rate?