One Step Wealthier

One Step Wealthier

por One Step Wealthier
Temporada 1

Step by step: how I would invest my first 1000 pounds right now

In this week’s episode, I walk you through a step-by-step guide on how to invest your first 1000 pounds. Whether you're a beginner looking to dip your toes into the world of investing or someone looking to diversify their portfolio, this episode breaks down the process into easy-to-follow steps. The ETF that I recommend: Vanguard S&P 500 UCITS ETF (ISIN number IE00B3XXRP09) You can find more information about this ETF under: Vanguard S&P 500 UCITS ETF, VUSA:AEX:EUR summary - FT.com Brokers that I can recommend for investors outside the UK: Degiro Interactive brokers Join me and over 35 million users who love Revolut. Sign up with my link below: https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP. https://wise.com/invite/ihpn/kristinai2 Monzo offers an excellent rate of return on your savings. Join Monzo now and claim your £5! https://join.monzo.com/c/kfv4pfm Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance. I am looking forward to hearing from you. Enjoy the episode! DISCLAIMER: The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

Building an Emergency Fund: Why It's Important and How to Get Started

In this week’s episode, we discuss the importance of building an emergency fund and provide tips on how to get started. An emergency fund is crucial for financial stability and peace of mind, especially during uncertain times. We will explore why having an emergency fund is important, how much you should aim to save, and practical steps you can take to start building your emergency fund today. Key Points: Introduction to emergency funds and their importance for financial security Why having an emergency fund can help you weather unexpected expenses and economic downturns How much you should aim to save in your emergency fund (3-6 months' worth of living expenses) Practical tips for building your emergency fund, including setting a savings goal, creating a budget, boosting your income and automating your savings The importance of having an emergency fund before you start investing Join me and over 35 million users who love Revolut. Sign up with my link below: ⁠https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR⁠ I use Wise to send money abroad. Easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP. ⁠https://wise.com/invite/ihpn/kristinai2⁠ Monzo offers an excellent rate of return on your savings. Join Monzo now and claim your £5! https://join.monzo.com/c/kfv4pfm Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance. I am looking forward to hearing from you. Enjoy the episode! DISCLAIMER: The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

6 tips for traveling on a budget

In this week’s episode, I share an exciting set of travel tips that will revolutionize the way you embark on your future adventures. Join me as I uncover a treasure trove of budget travel hacks that have successfully allowed me to wander the world without breaking the bank. Whether you're a seasoned globetrotter or a first-time adventurer, these proven tips and tricks will surely be of tremendous help when it comes to stretching your travel funds further than you ever thought possible. In this episode, I give the following suggestions for travelling on a budget: Pay attention to the currency exchange  Look for destinations with a weak currency Travel during the shoulder season Explore alternative ways of travelling in more expensive destinations Use public transportation Eat where the locals eat Join me and over 35 million users who love Revolut. Sign up with my link below:  ⁠https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR⁠ I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP. ⁠https://wise.com/invite/ihpn/kristinai2⁠ Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.  I am looking forward to hearing from you. Enjoy the episode!  DISCLAIMER:  The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

How I have visited over 70 countries and why I stopped traveling

In this week’s episode, join me as I embark on a journey through my travel experiences, spanning over 70 countries. As an intrepid adventurer, I've traversed the globe, immersing myself in diverse cultures, breathtaking landscapes, and unforgettable encounters. From crossing Australia by bicycle, sailing in the Pacific Ocean, trekking in the Himalayas and hiking in the jungle in Colombia, I am sharing fascinating anecdotes and jaw-dropping stories that humbled me and made me grow.  But as the episode progresses, you'll understand why this voyage comes to an unexpected pause. A profound realization struck me along this nomadic path, causing a shift in my perception of travel. This realization took the form of a newfound appreciation for the beauty of stillness, the depth of simplicity, and the need for new challenges.  Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.  I am looking forward to hearing from you. Enjoy the episode!  DISCLAIMER:  The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

Let’s talk about crypto

In this week’s episode, we delve into the intriguing world of cryptocurrencies. This episode serves as a beginner's guide to understanding the ins and outs of crypto. Listeners can expect to gain a clear understanding of blockchain technology, the decentralized nature of cryptocurrency, and how these digital assets differ from traditional forms of currency. We delve into topics such as mining, wallets, and the importance of strong security practices to protect one's digital assets. Throughout the episode, we explore the pros and cons of cryptocurrency investments. We also address common misconceptions and risks associated with the rapidly evolving crypto landscape, empowering listeners to make informed decisions. Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.  I am looking forward to hearing from you. Enjoy the episode!  DISCLAIMER:  The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

The importance of financial literacy

In this week’s episode, we explore the significance of financial literacy in our lives. Join me to discuss why having a basic understanding of personal finance is crucial to making informed decisions, achieving financial goals, and ultimately gaining control over our finances. Whether you're a beginner or just looking for a refresher, this episode will provide practical tips and insights to improve your financial knowledge and pave the way for a secure future. Tune in and empower yourself with the tools to navigate the complex world of money confidently. In this episode, we discuss the following suggestions for improving your financial literacy:  Read books and articles Take online courses Follow financial experts Attend workshops and seminars Join financial communities Track your expenses and budget Start Investing Seek professional advice Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.  I am looking forward to hearing from you. Enjoy the episode!  DISCLAIMER:  The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

6 habits that pushed me forward in life

In this week's episode, we explore the power of habits in propelling personal growth and success. Join me as we uncover the habits that have had a profound impact on my life. Whether you're seeking inspiration or looking to make positive changes in your own life, this short episode of One Step Wealthier will provide you with actionable insights and strategies to harness the power of habits for personal growth. Tune in and discover the habits that can propel you forward on your journey of success and fulfilment. In this episode, we discuss the following habits: Waking up early Exercising regularly Eating healthy Sleep Reading every day Saving and investing consistently Looking forward to hearing from you as always - enjoy the episode! Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying and we will chat in the next episode. DISCLAIMER: The One Step Wealthier podcast is for educational purposes only and provides general information. There may be opinions within this resource that should not be considered as recommendations or personal advice. Everyone's financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

The S&P 500 Index

In this podcast episode, I cover the basics of the S&P 500. In this short and easy-to-follow episode, I break down the fundamentals of this renowned stock market index. Whether you're new to investing or simply curious about the S&P 500, this episode will provide you with a solid foundation to begin your journey. In this episode, we discuss: What are index funds What is the S&P 500 and what were the historical yearly returns Which companies compose this index How can you invest in this index The importance of diversification Looking forward to hearing from you as always - enjoy the episode! Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying and we will chat in the next episode. DISCLAIMER: The One Step Wealthier podcast is for educational purposes only and provides general information. There may be opinions within this resource that should not be considered as recommendations or personal advice. Everyone's financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

My Vipassana meditation retreat

In this episode, I talk about my recent 3-day Vipassana silent meditation course. In this day and age, meditation is essential and can profoundly impact our mental and emotional well-being. If you are interested in finding out more about the technique or even embark on this journey, you can find more information at www.dhamma.org

How I have started investing and why you should too

In this week’s episode, I discuss some common misconceptions about investing and how my own journey has started. I also stress the importance of investing for our future. I hope you enjoy this episode.
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