Māori Millionaire Podcast

Māori Millionaire Podcast

por Te Kahukura Boynton

I invested nearly $2k to do a workshop. Here's what I learned.

Last week I invested a couple of grand to sit in a room that challenged the way I think about money, business and identity. In this episode I unpack what I learned at the One Day Mastery Event in Auckland with Luke Kemmeys from Keep the Change, Sarah Robb from Spring with Sarah and Amy from Levridge. Before the day had even really started, something stood out to me. I was one of the youngest people in the room and very likely one of the lowest income earners there too. Which meant I was sitting in conversations and perspectives I am not usually exposed to. And that was powerful. Sometimes the value of a room is not just the information. It is the proximity. In this episode I share some of the biggest ideas that stayed with me, including: • Why your income will not outgrow your identity • The concept that energy is currency • Why every yes in business has an equal no • How to reverse engineer your income and investment goals • Why systems, processes and people protect your energy • The idea of taking “baby retirement days” now instead of waiting until 65 • How to identify the risks in your business and reduce them I also share a powerful financial planning exercise I learned from Amy at Levridge that helps calculate exactly how much you need to invest each year to reach your long term financial goals. A lot of money conversations focus on tactics. Save this much. Invest in this. Cut that cost. But often the real ceiling is identity. How you see yourself. What you believe is possible for you. And the rooms you choose to sit in. Sometimes one room and one conversation can shift everything. Check out Sarah Robb (Mindset Coach) Check out Luke Kemmeys (Accountant + Financial Educator) Check out Amy Po-Ching (Financial Planner)

Build Your Personal Brand Like an Asset: How to Turn Attention Into Income

Everyone says “build your personal brand.” But no one tells you this: Your personal brand is not about aesthetics. It is a financial asset. In this episode, I break down how attention turns into income, why clarity makes you money, and how consistency compounds just like investing. We talk about pricing power, trust as currency, and why your lived experience is not a weakness but positioning. If you want more opportunities, higher paying clients, better partnerships, and long term wealth, you cannot afford to ignore your brand. This is not about becoming an influencer. It is about building leverage. If you are a founder, creative, aspiring entrepreneur, or someone who wants to earn more without burning out, this episode will change how you see personal branding forever. Listen now and start treating your reputation like the asset it is.

Build a Money System That Works Without Willpower | 7 Day Money Reset Finale

Welcome to the final day of the 7 Day Money Reset. Today we are talking about systems. Because motivation fades. Inspiration fades. But systems compound. If your financial progress depends on how you feel, it will always fluctuate. In this episode we break down how to build a money system that works even when you are tired, busy, or not in the mood. We cover: • Why motivation is temporary but systems create stability • How relying on willpower keeps you starting over • Why wealthy people automate instead of “trying harder” • Setting up automatic payments for savings and investments • Making the right decision the default decision • Designing accounts with intention • Weekly money check ins and monthly net worth reviews • Building infrastructure instead of chasing motivation Your bank account should not rely on memory. It should run like a machine. A good system removes emotion from everyday money decisions. It creates consistency. It reduces stress. It builds momentum quietly in the background. You are not trying to “be better” with money. You are building the infrastructure of someone who builds wealth. Your action for today: Before this week ends, set up one automatic payment that moves you forward. One small system can change everything. If you have completed all 7 days, share this episode and write “System secured.” We are not relying on motivation anymore. We are operating like leaders. If you enjoyed this episode, share it with a friend! JOIN MY EMAIL NEWSLETTER

How to Build a Safety Net (Even If You’re Living Paycheck to Paycheck)

Welcome to Day 5 of the 7 Day Money Reset. Today we are building stability. A safety net is not about being rich. It is about having margin. It is about not panicking when a bill comes in. Not relying on debt every time something unexpected happens. Not living in constant financial survival mode. In this episode we talk about what a safety net really is and why it changes everything. We cover: • Why a safety net is peace, not just savings • How stability improves your decision making • Why survival mode keeps you stuck • How to build your safety net in layers so it feels achievable • Starting small without shame • Using automatic payments to build consistency • Why freedom requires margin If you are living paycheck to paycheck, your first safety net might be small. That still counts. Five hundred dollars can change your nervous system. One month of expenses can change your confidence. Three months can change your life. A safety net allows you to leave unhealthy environments. To take opportunities. To say no when you need to. It gives you options. Your action for today: Open a separate account for your safety net. Set up an automatic payment, even if it is small. Protect your future self. We are not just growing money. We are building security. If you are doing the challenge, share this episode and write “Stability first.” That is how wealth is built. JOIN MY NEWSLETTER

Insurance Explained Simply: What You Actually Need and Why It Matters

Welcome to Day 6 of the 7 Day Money Reset. Today we are talking about insurance. Not because it is exciting. But because it is responsible. You can increase your income. You can build savings. You can grow assets. But if you do not protect what you are building, one unexpected event can wipe out years of progress. In this episode, I break down the main types of insurance people should think about and what they are actually for. We cover: • Health insurance and when it makes sense • Life insurance and who truly needs it • Income protection and why your income is your biggest asset • Car Insurance • Home and contents insurance to protect what you have worked hard for We talk about this in simple terms. No jargon. No scare tactics. No pressure. Just clarity. Insurance is not about living in fear. It is about creating stability. It is about making sure one hard season does not turn into long term financial stress. Your action for today: Look at what cover you currently have. Understand it. Ask questions. Close the gaps if needed. Because wealth is not just about growth. It is about protection. If you are doing the challenge, share this episode and write “Protected and prepared.” We are building strong foundations. JOIN MY EMAIL NEWSLETTER

How to Increase Your Income Without Burning Out | 3 Practical Ways to Earn More

Welcome to Day 4 of the 7 Day Money Reset. Today we are talking about increasing your income. Not by grinding yourself into the ground. Not by starting five side hustles. Not by sacrificing your health. But strategically. In this short episode, I break down three powerful ways to increase your income without burning out: Earn more from what you already do How to negotiate, position yourself better, and communicate your value so you are not underpaid or under recognised. Add one aligned income stream Not ten. One. A scalable or skill based opportunity that builds on what you already know. Increase your capacity to receive Because sometimes the block is not skill. It is identity. Guilt. Fear. Visibility. Outgrowing your environment. We talk about survivor’s guilt. We talk about out earning your circle. We talk about becoming the version of you who can hold more. Income growth is not just about strategy. It is about who you believe you are allowed to be. Your action for today: Choose one income expansion move this week. One conversation. One pitch. One application. One offer. That is how momentum starts. If you are doing the challenge, share this episode and write “I am expanding.” We are not budgeting our way to freedom. We are building capacity. Let’s go. Disclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

From $300 a week to $3.5M: Iyia Liu and Financial Wellbeing

Welcome to How We Money, a six-part series by Māori Millionaire and ANZ designed to help everyday people feel more confident with money. In Episode 1, Te Kahukura and guest Iyia Liu unpack the foundation of all financial decisions: mindset. We explore where money beliefs come from, how scarcity can show up, why financial self-sabotage happens, and how to shift towards healthier, more supportive money habits. This episode acknowledges cultural context, whānau dynamics, and the emotional side of money, while keeping things practical and shame-free. You’ll learn how to assess your own financial wellbeing, why building wealth matters, and how small mindset shifts can lead to better money decisions over time. No jargon, no judgement, just real kōrero and simple next steps. Use ANZ’s Free Financial Wellbeing Tool here - it takes two minutes and will provide some helpful insights for you. Disclaimer: The information in this podcast is for general information only and isn’t financial advice. The views of the host or guests are their own and do not represent ANZ. ANZ and Māori Millionaire do not guarantee the accuracy or completeness of the content and are not liable for any loss arising from its use. Please seek personalised advice before making financial decisions.

Money Mindset 101: Rewrite Your Money Story & Break Limiting Beliefs | 7 Day Money Reset Day 3

Welcome to Day 3 of the 7 Day Money Reset. Today we go deeper. Because you do not rise above your money mindset. You earn in alignment with it. If I said “You could make 1 million dollars this year” What comes up for you? Excitement? Doubt? Judgement? A laugh? That reaction is your money story speaking. DOWNLOAD YOUR FREE MONEY DIARY TEMPLATE In this episode we unpack: • How your childhood shaped your beliefs about money • The conversations you grew up hearing about money • Why “I work so hard but have nothing to show for it” becomes a financial identity • Money attachment styles: anxious, avoidant and secure • How limiting beliefs quietly cap your income • How to rewrite old money beliefs in a practical way • Askfirmations and quality questioning • How to consciously create a new money story We walk through questions like: What is the old belief? Where did it come from? Why does it feel true? Why is it not true for your future? Who proves this belief wrong? And when the old belief pops up, we don’t spiral. We acknowledge it. Release it. Breathe. Affirm the new belief. If she can do it, so can I. We also talk about your energetic relationship with money. Do you resent it? Fear it? Cling to it? Avoid looking at it? Or do you respect it? Trust it? Treat it well? Because where attention goes, energy flows. This episode is not about toxic positivity. It is about conscious rewiring. Your action for today: Write your old money story. Then write your new one. Decide who you are becoming. Because income follows identity. If you are doing the challenge, share this episode and write “New money story loading.” We are not just changing numbers. We are changing narratives. Disclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

How to Calculate Your Net Worth (Even If You’re in Debt) | 7 Day Money Reset Day 2

Welcome to Day 2 of the 7 Day Money Reset. Today we stop guessing. We calculate your net worth. And before you panic Yes, even if you have debt. Especially if you have debt. Your net worth is not a measure of your value as a person. It is a financial snapshot. That’s it. In this episode we walk through: • What net worth actually means in simple terms • How to calculate your net worth step by step • Why avoiding this number keeps you stuck • Why wealthy people track this consistently • How to track your net worth over time so you can see real progress If you’ve been living in “vibes” instead of numbers, this is your reset moment. Because you cannot grow what you refuse to measure. This is not about judgement. This is about clarity. Your action for today: DOWNLOAD THE NETWORTH TRACKER List your assets. List your debts. Subtract the two. That number is your starting point. And starting is powerful. If you’re doing the challenge, share this episode and write “Day 2 complete. I know my number.” We’re building financial confidence through facts, not fear. Let’s keep going.

How to Track Your Spending Without Feeling Shame | Money Diary Reset

Welcome to Day 1 of the 7 Day Money Reset. Today we’re not budgeting. We’re not cutting. We’re not judging. We’re observing. Most people say they want to be better with money but they don’t actually know where their money is going. And when they do look, shame creeps in. This episode is about removing the shame and building awareness instead. Because you cannot change what you refuse to look at. In this episode we talk about: • Why tracking your spending is not about restriction • How avoidance keeps you stuck financially • The difference between awareness and self punishment • How to complete a 24 hour money diary in a way that feels safe • Why financial clarity is power If you grew up with financial stress, chaos, scarcity or secrecy, tracking can feel activating. That’s normal. We talk about that too. This is about becoming the CEO of your money. And CEOs look at the numbers. Your action for today: DOWNLOAD THE FREE MONEY DIARY TEMPLATE Track every dollar that leaves your account for the next 24 hours. No editing. No justifying. No spiralling. Just awareness. If you’re doing the challenge, screenshot this episode and share it to your story with “Day 1 done.” Let’s reset.
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