knox (34:26.994)

And to be a member of the credit union you just have a five dollar share which basically gets you a membership and you're a member for life. And that is pretty much true of the credit union movement. So I originally I actually came up from the Keys and I was at a credit union down in the Keys and I'm still a member of that credit union even though I have moved away.

knox (34:50.464)

So once a member always remember so it's five dollars to become a member and then you have Save get loans so we get along so you can come get along with the bad credit Well, it depends how bad that credit is But if you do have bad credit, then that's when you come over to me and we help you fix it And we work on plans to improve your credit and get you to understand also how the system works Because a lot of people have bad credit b ...