The reason given until this point for dividing one’s annual pledges into weekly or at least monthly payments was the quality of alacrity in performing a mitzvah. The Alter Rebbe now adds two further reasons for not deferring frequent payments to one consolidated contribution at the end of the year: (a) every single act of tzedakah refines the soul of the donor; (b) every single act of tzedakah brings about a supernal union in the sefirot and partzufim.