Michigan needed a Hail Mary with one second put back on the clock to beat Western Michigan 13-12 — as a 27.5-point home favorite. Bryce Underwood is the most expensive quarterback in college football and Michigan is still waiting on him in Year 2. Meanwhile Darian Mensah went 27-of-30 for 401 yards and 5 touchdowns in his Miami debut. That's the whole argument, and we're going all the way in on it tonight. If you want to win big in modern college football, you go to the transfer portal for your quarterback. You buy the proven product. Miami has done it three straight years — Cam Ward, Carson Beck, Darian Mensah — and it has produced a No. 1 overall pick and a trip to the national championship game. Michigan bought the No. 1 recruit in America, paid him roughly $3 million a year on a deal reported at $10-12 million, and got 11 touchdowns to 9 in ...