A bigger mortgage can impact your ability to invest, change careers, travel, start a business, survive a layoff, retire early, or create the lifestyle you actually want.

In this episode, I'll walk you through the framework I use to evaluate a home purchase, including the hidden costs most buyers overlook and the tradeoffs that rarely get discussed.

In this episode, you'll learn:

• Why "Can I afford the payment?" is the wrong question
• The true cost of homeownership beyond the mortgage
• How much of your take-home pay should go toward housing
• The hidden expenses that catch many homeowners off guard
• How a house can impact your flexibility, retirement timeline, and future choices
• Questions to ask before buying a home
• Why the bank's approval amount isn't necessarily your budget
 ...