21. Target Date Funds: How to Know If Your 401k Is Actually Working for You

You’re investing. You’re contributing. And your 401(k) was set up for you… not by you. So now you’re just trusting that it’s fine and hoping for the best.

Girl, I've been there.

If your investments were chosen by HR, an advisor, or your partner — and you’ve never really been walked through what’s happening... this episode is for you.

In this episode, we’re getting into:

• Why Target Date Funds are the default for so many 401k's (and why that matters)
• What your money is actually doing behind the scenes
• What you’re paying for — and what you’re quietly giving up — when someone else makes the call
• How to move from “I guess this is right?” to “okay… I actually get this”

No finance-bro energy. No shame for not knowing. Just clarity, confidence, and take-your-power-back energy.

✨ Want more support?

• Download the free Guide to Understanding Your Investments
• Check out 1:1 coaching if you want to walk through your accounts together, judgment-free