In this episode of Blocklayer Podcast, Kenzi Takahashi speaks with Andrew Durgee about how Republic is structured, what each part of the business does, and how the team keeps moving through sharp market swings — including the fallout from the Terra collapse.

They break down Republic’s multi-entity setup (a holding company alongside Republic Retail, Republic Capital, and Republic Crypto), and the mission that ties it together: widening access to investing and building a more inclusive financial system.

Andrew also explains why that mission runs head-first into U.S. regulation — especially the accreditation framework that restricts early-stage startup investing for most retail participants. The episode unpacks what those thresholds look like in practice (income and net-worth requirements), how they shap ...