In Episode 4 of Transitioning to Retirement, Shaun Emerson and Tom Rocco explore a part of retirement that often gets overlooked: the everyday realities of managing your time—and why having “more time” doesn’t always mean getting more done.

Building on earlier discussions of internal and external projects, Tom introduces a third category: “life stuff.” These are the essential, recurring activities that continue regardless of whether you’re working—meals, exercise, errands, finances, and the general upkeep of daily life. While many of these are enjoyable, they still take time and energy, often more than expected.

Tom shares how he structures his days around a flexible routine—balancing information, household tasks, and personal projects—while leaving room for the unexpected. The conversation dives into practical strategies like buildin ...