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Estate planning goes far beyond paperwork—it's about protecting loved ones, ensuring your wishes are honored, and creating peace of mind about your legacy. • Two-thirds of Americans do not have a will, leaving their assets to be distributed according to state intestate succession laws• A will serves as the foundation of estate planning, allowing you to specify who receives your assets and appoint an executor• Not all assets pass through a will—life insurance policies and jointly owned property typically bypass probate• Trusts offer advantages like avoiding probate, faster distribution to heirs, and potential protection from creditors• Powers of Attorney (POAs) designate trusted individuals to make financial and  ...