Can A High-Yield ETF Income Portfolio Replace Spending Cash?

This is the first major update on our $52,000 high-yield ETF income portfolio experiment.

After selling the condo, we had a choice: keep the money in cash and slowly spend it down for living expenses, or invest a portion into high-yield ETFs and use the income to stretch that money further.

We chose the income portfolio.

The goal is not long-term capital appreciation. The goal is cash flow. We want this portfolio to generate monthly income so we can cover living costs while letting our main portfolio compound without withdrawals.

This is also the replacement experiment for the failed CONY YieldMax loan experiment. CONY taught us the hard way that high-yield ETFs need to be actively monitored, diversified, a ...