Are you looking for the highest guaranteed return on your retirement savings without exposing your money to stock market risk? If you are tired of standard bank CDs, Multi-Year Guaranteed Annuities (MYGAs) are currently offering some of the highest fixed interest rates seen in over 20 years.

In this quick market update, Shawn from The Annuity Expert breaks down the absolute best fixed annuity rates available in the United States for September 2026. For investors demanding maximum safety, Shawn details the top yields from highly secure A-rated insurance carriers. These safe-money contracts currently range from 5.10% on a short 2-year term up to a 6.00% guaranteed yield for a 5-year term.

For savers who are comfortable looking outside the A-rated tier to maximize their yield, Shawn reveals how you can lock in up to a massive 6.25% guara ...