In this video, Shawn Plummer from The Annuity Expert gives a candid breakdown of how to properly stage your money for future income. Shawn explains why he believes Deferred Income Annuities (DIAs) are "garbage" products. Because a DIA locks up your money completely, you have zero liquidity if a medical emergency hits or your house burns down!

Instead, Shawn reveals two vastly superior strategies. First, if you absolutely insist on annuitizing, buy a 7-year or 10-year MYGA first. Let the interest compound to grow your principal, maintain your emergency liquidity, and then annuitize off the much larger balance! Second, Shawn reveals his ultimate recommendation: skip annuitization entirely and buy a Fixed Index Annuity with an Income Rider (GLWB). Because modern income riders are guaranteeing massive 7% to 10% annual rollup rates, you will gen ...