In this video, Shawn Plummer from The Annuity Expert gives a candid breakdown of the "Annual Reset" feature inside a Fixed Index Annuity (FIA). This powerful tool measures your index growth from anniversary to anniversary. If the market goes up, your interest is credited and permanently locked in. If the market goes down, you lose nothing, and your starting point simply resets for the next year! This means you can actually earn interest during a market recovery while traditional investors are just trying to break even!

Shawn also exposes the trap of multi-year point-to-point strategies. Using his "Baseball Analogy," Shawn explains why you should always prefer an annual reset (giving you 10 "at-bats" over a 10-year term) instead of a 2-year or 5-year reset that severely limits your chances to score. Discover why consistency is vastly superio ...