Half of us made our first major money decisions — student loans, credit cards, apartment leases — without a single lesson. And now we’re raising kids who tap a phone and think money is unlimited. That cycle ends here.

In this episode, D.J. breaks down the real long game: teaching your kids about money at every age, navigating AI safety before it navigates them, and building the kind of thinking that the old playbook never covered. From the three-jar method to custodial debit cards to having the hard conversation about AI companion bots — this is the practical, no-fluff roadmap for parents who are still learning while they lead.

What You’ll Walk Away With

• How to start money conversations with kids as young as preschool
• The three-jar method (and why most people do it  ...