Credit Do's and Don'ts with Amit ...
Credit Do's and Don'ts with Amit Baruch of New American Funding

Real Estate Yelm por Bill Sauneuf

Notas del episodio

Should you apply for a New Credit Card while you're trying to buy a house?Absolutely not! Applying for new credit after you're pre-approved could have a negative impact on your credit score. The best thing you can do is continue to do your job, continue to get paid, and continue to make your scheduled payments on-time. Don't quit your job. I actually had a customer that did this about 10 years ago and "no", he didn't get the house. Don't check your credit. Don't co-sign for somebody else on their debts. Don't buy a new car, or else you may end up living in that car... and Don't change your banks while you're in the pre-approval process. Just don't do anything financially unless your lender recommends or requests it. If your credit score is keeping you from buying a house, a good lender can help you make some good choices to help improve your cred ... 

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