In this Mistake Monday episode, Al Kushner exposes the most devastating Medicare error: failing to protect against unlimited out-of-pocket costs. Learn why Original Medicare alone leaves you financially vulnerable and how to secure comprehensive coverage.

1. The 80/20 Catastrophe
   • Medicare pays 80%; you’re responsible for the remaining 20% with no annual cap
   • Robert’s $180,000 claim left him $36,000 short
2. Hidden Deductibles & Daily Charges
   • Part A deductible $1,676 per benefit period; $419/day after 60 days; $838/day after 90 days
   • Part B deductible $257, then 20% coinsurance on every service
3. Real-World Impact
   • Sarah’s $300,000 cancer treatment resulted in $60,000 owed
   • Thousands sell assets or face bankruptcy  ...