For the first time in seven years, HDB resale prices have fallen for two straight quarters — while private home prices keep climbing. In this episode of The Resale Room, Harvey Chia is joined by his co-hosts to unpack what's really happening beneath the headline.

The panel walks through 20 years of HDB price data — a run-up, seven flat years, then a post-COVID surge now cooling on a wave of incoming supply. Quintino shares his own EM story: bought in 2018 for around $600K, sold above a million, and why timing and rarity beat the market. They dig into the real drivers of the slowdown — new BTO, Plus and Prime flats pulling first-timers away, the 15-month wait-out rule, tighter LTV limits, and a flood of MOP flats hitting resale through 2028.

Also covered: whether private is genuinely more defensible than HDB, why million-dollar flats k ...