For many professionals at publicly traded companies, owning company stock can feel like a natural extension of pride and loyalty in the work you do. But when it comes to your 401K (often your largest long-term financial asset) adding company stock may introduce more risk than you realize.

In this episode of Practical Cents, Cullen breaks down why concentrating too much of your retirement savings in your employer’s stock can become a double-exposure problem… where your job, benefits, and retirement security all depend on the same company’s performance.

In This Episode, We Cover:

• Why loyalty to your employer can unintentionally drive investment decisions

• How your salary, benefits, healthcare, and retirement plan are already tied to one company