Welcome back to the POA’s desk.

In the last episode, we covered the Corporate POA. In this episode, we explain the Bank Account POA — the document used to authorise someone to operate your UAE bank account on your behalf.

A Bank Account POA is one of the most strictly reviewed POA types in the UAE. Banks apply their own internal requirements, meaning a POA accepted by one bank may be rejected by another.

Different banks — including Emirates NBD, ADCB, FAB, Mashreq, HSBC, and Standard Chartered — often require specific wording and authority clauses. That’s why the bank must be confirmed before drafting begins.

The POA usually includes: • Full details of the account holder • Full details of the authorised attorney • Bank and account information • Clearly defined banking powers

Typical powers may include: • Depositing a ...