Case Summary:

the district court, Alex Reinig and other mortgage loan officers brought a wage‑and‑hour collective and class action alleging systemic underpayment of overtime, and the case is now on appeal in the Third Circuit under docket 25‑1076 with argument on January 28, 2026.

In the Western District of Pennsylvania, the plaintiffs, mortgage loan officers employed by RBS Citizens, N.A. (Citizens Bank), alleged that Citizens maintained an unofficial “policy to violate the policy” by requiring or encouraging MLOs to work more than 40 hours per week off the clock while discouraging them from reporting all overtime, thereby failing to pay overtime wages required by the Fair Labor Standards Act and parallel state laws. They claimed Citizens restricted pre‑approved overtime, pressured employees not to record all hours,  ...