Insurance advice often starts with price comparisons, but real protection is not built on the cheapest number on a quote sheet. When a claim hits, coverage gaps, exclusions, and deductibles are what decide the outcome. Nick Duffield from Tri-County Insurance explains why focusing only on price can leave homeowners, families, and business owners exposed when it matters most. From real claim scenarios to overlooked policy details, he breaks down how insurance actually performs when life gets unpredictable. With years in the insurance industry, Nick shares how real protection is built through education, consultation, and asking better questions before you ever sign a policy. This conversation highlights how business advice, entrepreneurship, and leadership skills apply directly to the insurance world, especially when trust and clarity matter more th ...