In this episode, we dive into the key differences between two popular employer-sponsored retirement plans: the 401(a) and 401(k). While both are designed to help you save for the future, they cater to different types of workers and have distinct rules on contributions, vesting, and more. Whether you work for a government agency, nonprofit, or in the private sector, choosing the right plan could have a big impact on your financial future. We break down the pros and cons of each, including contribution limits, employer matching, and the flexibility of Roth options. Join us to find out which plan might be the best fit for your retirement goals!

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