After growing up in his father’s small pharmacy in Calgary, Arif knew entrepreneurship was in his DNA — he just didn’t know what form it would take. Years later, that foundation of hard work and service would fuel the creation of Qopia Financial, one of Alberta’s fastest-growing advisory firms.

In this conversation, Arif shares how early lessons in customer care shaped his leadership philosophy, why he quit his job after his first $11K commission, and how he scaled Qopia through trust, culture, and acquisitions. From hiring before burnout to building a “no Sunday Scaries” team culture, Arif opens up about balancing risk and intuition while leading with purpose.

He also dives into how Qopia Financial integrates AI and tech to streamline operations, the power of DISC in communication, and what it really means to build a company that las ...