🎙️ Episode Overview

In this episode of The Fiscal Foxhole, Rob Moore and Omen Quelvog unpack how luck—and misplaced confidence—can quietly derail your financial plan. From debt and lifestyle inflation to insurance gaps and investing overconfidence, they explore practical ways to replace luck with preparation and intentional decisions.

🤝 Connect with Rob and Omen

• Book a meeting with Omen
• Book a meeting with Rob

🧠 What We Cover

• Why good outcomes can create false confidence with money
• How relying on luck leaves you scrambli ...