Fat Profits Podcast - Property, Finance & More

Fat Profits Podcast - Property, Finance & More

por Corey Goldby
Temporada 1
How One Meme Shook Australian Politics | Julian Fayad | Fat Profits Podcast Ep. 17
Explรญcito
In Episode 17 of Fat Profits, Corey and Ben sit down with Julian Fayad, CEO of LoanOptions.ai, to discuss the viral "Albo 47%" campaign that sparked a national conversation around the Federal Government's proposed Capital Gains Tax (CGT) changes. Julian shares the story behind the campaign, why he believes the proposed tax changes will impact everyday Australians, and why he's chosen to publicly speak out on behalf of business owners, investors and families. The conversation explores entrepreneurship, building one of Australia's leading fintech businesses, the challenges of growing a company, and the importance of creating wealth rather than taxing it. Timestamps 00:00 Intro 01:43 Bold Prediction โ€“ How Many Seats Will One Nation Win? 10:15 Headlines โ€“ Albanese's Property, Tax Changes & Transparency 19:13 Deep Dive โ€“ Is Australia Still Rewarding Hard Work? 28:03 Quick Fire Questions with Julian Fayad 29:57 Julian Fayad's Business Journey 39:27 Why Julian Is Speaking Out 51:03 Will Negative Gearing Changes Help First Home Buyers? 54:15 Can Australia Create Wealth Again? 59:45 Final Thoughts Whether you're a property investor, business owner, first home buyer or simply interested in Australia's economic future, this episode provides an honest discussion on one of the biggest policy debates facing the country. Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.
Has The Australian Dream Changed? | The Housing Debate | Fat Profits Podcast Ep. 16
In Episode 16 of Fat Profits, Corey and Ben explore whether the Australian Dream has changed and what home ownership looks like for Australians today. With rising property prices, changing lifestyles and evolving investment strategies, is owning the family home still the ultimate goal, or are more Australians choosing a different path? The conversation also covers proposed changes to negative gearing, whether those changes would actually encourage more new home builds, the growing popularity of rentvesting, and a headline-making story about a single mum purchasing property where the full story may not have been what it first appeared. We cover: โ€ข Has the Australian Dream changed? โ€ข Will changes to negative gearing encourage more new home builds? โ€ข The story behind a widely shared property headline โ€ข What is rentvesting, and when could it be the right strategy? โ€ข An investor success story โ€ข Sponsor of the Week 00:00 Intro 01:06 Bold Prediction โ€“ Will Negative Gearing Changes Encourage New Builds? 04:23 Headlines โ€“ The Single Mum Property Story 12:05 Deep Dive โ€“ The Australian Dream 25:38 What If? โ€“ Rentvesting 29:54 Investor Story 33:21 Sponsor of the Week Whether you're a first home buyer, property investor or simply interested in Australia's changing property market, this episode offers practical insights into the opportunities, challenges and strategies shaping today's housing landscape. Work with Mortgage Brokers who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.
Can You Invest in Property Using Your Super? (SMSF Explained) | EP 15 | FAT PROFITS PODCAST
In this episode of Fat Profits, Corey and Ben take a deep dive into one of the most talked-about investment strategies in Australia โ€“ using a Self-Managed Super Fund (SMSF) to invest in property. Whether you're considering purchasing property through your super or simply want to understand how SMSFs work, this episode breaks down the opportunities, risks, and common misconceptions surrounding this investment strategy. We cover: โ€ข What a Self-Managed Super Fund (SMSF) is โ€ข How property investing through an SMSF works โ€ข SMSF Success stories โ€ข Common mistakes people make when setting up an SMSF โ€ข Who an SMSF property strategy may (and may not) be suitable for โ€ข The importance of building the right professional team around you 00:00 Intro 00:54 Bold Predictions - 2026 FIFA World Cup 02:49 Headlines - Corey and Ben run for Prime Minister (Housing Reforms) 20:25 Deep Dive - Self Managed Super Fund (SMSF) 25:53 Investor Stories - Successful SMSF Stories 31:50 Sponsor Break 33:54 Punishment If you've ever wondered whether property investing through your super could form part of your long-term wealth strategy, this episode provides a practical overview of the key concepts and considerations before taking the next step. Work with Mortgage Brokers who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.
The Aggressive Property Investor's Guide To 2026 | EP 14 | FAT PROFITS PODCAST
In this episode of Fat Profits, Corey and Ben take a deep dive into what aggressive property investing looks like in 2026. With lending policies changing, borrowing power tightening, and many investors feeling uncertain, we unpack where the opportunities still exist and how smart investors can position themselves for growth. We cover: โ€ข The biggest changes happening in the lending market โ€ข Why cashflow matters more than ever โ€ข The mistakes investors are making right now โ€ข First-home buyer opportunities and risks โ€ข How to think about debt, growth, and risk in 2026 โ€ข The strategies we're seeing work in today's market 00:00 Intro 01:17 Bold Prediction 04:22 Coalition vs Labor 06:30 Headlines 08:05 Current Housing Policy 11:27 One Nation Housing Policy 12:00 Housing Decline 14:24 Property Investor Share of market 21:28 Deep Dive 23:21 Risk Appetite in 2026 27:00 Sacrifices for a property portfolio 33:52 What if? 39:40 Investor Story If you're serious about building wealth through property, this episode will help you understand where the market is heading and how to stay ahead of the curve.
Self-Employed And Can't Borrow? You're Doing It Wrong | EP 13 | FAT PROFITS PODCAST
Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey If you're self-employed and the bank keeps saying no โ€” the problem isn't your income. It's how you're presenting it. And chances are, your business structure is either helping you or destroying you, and you don't even know which one it is ๐Ÿ˜ฌ This is one of the most common issues Corey and Ben see โ€” self-employed people earning great money but getting knocked back by lenders because their tax is structured wrong, their income is reported wrong, or their business entity is working against them instead of for them ๐Ÿ’ฐ In this episode, Corey Goldby and Ben Perren go deep on the self-employed lending game โ€” what the banks actually look at, why your accountant's "great tax strategy" might be killing your borrowing power, and how to fix your structure so it becomes your superpower, not your anchor ๐Ÿง  Here's what we cover: ๐Ÿ’ผ Why most self-employed people get their income and tax completely wrong for lending ๐Ÿฆ What banks actually look at when assessing self-employed borrowers ๐Ÿ“Š Business structures explained โ€” sole trader vs company vs trust and how each affects your borrowing ๐Ÿ’ฐ How the right structure can unlock lending power you didn't know you had ๐Ÿงพ Tax planning that keeps the ATO happy AND the banks happy (yes, you can do both) ๐Ÿ“ˆ Property market predictions for the next 10 years โ€” why Corey thinks prices will more than double ๐Ÿ  How to use your business income to build a property portfolio the smart way โš–๏ธ Capital Gains Tax and how it affects self-employed investors differently ๐Ÿ”ฎ The 10-year outlook โ€” where property, rates, and policy are heading ๐Ÿ’ก The conversation you need to have with your accountant BEFORE tax time Ben drops a truth bomb โ€” "Business structure can be a superpower in lending" โ€” and most self-employed people have never even thought about it that way. Your structure isn't just a tax thing. It's a lending thing, a wealth thing, and a retirement thing. Get it right and everything else gets easier ๐Ÿ‘Š Whether you're a tradie, a freelancer, running an agency, or building a business from your garage โ€” if you want to buy property, this episode is non-negotiable. The strategies in here could be the difference between getting knocked back and getting approved. ๐Ÿ’ฌ Self-employed crew โ€” what's been your biggest frustration dealing with banks? We know you've got stories. Drop them below ๐Ÿ‘‡ ๐ŸŽง New episodes every Wednesday at 6am on YouTube, Spotify OR anywhere you listen to podcasts! ๐Ÿ‘‰ Don't forget to SUBSCRIBE, hit the notification bell, and leave us a comment โ€” we'd love to hear from you. Chapters 00:00 Introduction to Self-Employment and Market Predictions 04:32 Understanding Self-Employment and Tax Implications 18:45 Navigating Property Investment as a Self-Employed Individual This is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. This Information is general information only and not personal advice. Please seek credit advice and tax advice or financial advice where appropriate. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit License 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit License 539456.
LIAM CROMARTY: The Agent Telling You What Others Wonโ€™t | EP 12 | FAT PROFITS PODCAST
Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Most real estate agents tell you what you want to hear. Liam Cromarty tells you what you NEED to hear. And after 10+ years in Newcastleโ€™s property market, what he has to say might change the way you buy, sell, and invest forever ๐Ÿ ๐Ÿ”ฅ In this episode, Corey & Ben sits down with gun Newcastle real estate agent Liam Cromarty โ€” the kind of agent the industry doesnโ€™t produce enough of. No fluff, no sales pitch, just straight-up insights on whatโ€™s really happening in the market, where the value is hiding, and the mistakes he sees buyers and investors making every single day ๐Ÿ“ˆ Whether youโ€™re a first home buyer wondering how to get in, an investor hunting your next deal, or someone whoโ€™s been burned by bad advice before โ€” Liamโ€™s the guy you wish youโ€™d spoken to first. Hereโ€™s what we get into: ๐Ÿ” What Liam looks for in a property that most buyers completely miss ๐Ÿ“ˆ Newcastleโ€™s property market โ€” why itโ€™s doubled every decade and where itโ€™s heading next ๐Ÿก First home buyer strategies โ€” how to get on the ladder smarter, not harder ๐Ÿ”จ Adding value through renovations โ€” whatโ€™s worth it and whatโ€™s a money pit ๐Ÿค How to present offers that actually get accepted โ€” straight from the agentโ€™s mouth ๐Ÿ’ฐ When to use a buyers agent and when youโ€™re wasting your money ๐Ÿ—๏ธ Future developments in Newcastle and what they mean for property values ๐Ÿง  How to choose the RIGHT agent โ€” and the red flags that tell you to run โฐ Market timing โ€” when to sell, when to hold, and when to go again ๐Ÿ“Š Capital gains tax and how it affects your strategy ๐Ÿ“– Liamโ€™s personal investment journey โ€” 10+ years of lessons in one conversation Liam drops a line in this episode that every buyer needs to tattoo on their arm โ€” โ€œChoose an agent who tells you what you NEED to hear, not what you WANT to hear.โ€ That one sentence is the difference between building wealth and getting sold a dream ๐Ÿ‘Š Newcastle has been quietly making people rich while everyoneโ€™s fighting over Sydney and Melbourne. If youโ€™ve been sleeping on this market, Liamโ€™s about to wake you up. ๐Ÿ’ฌ Whatโ€™s the best (or worst) thing a real estate agent has ever told you? Drop it below ๐Ÿ‘‡ ๐ŸŽง New episodes every Wednesday at 6am on YouTube, Spotify OR anywhere you listen to podcasts! ๐Ÿ‘‰ Donโ€™t forget to SUBSCRIBE, hit the notification bell, and leave us a comment โ€” weโ€™d love to hear from you. #PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property #Newcastle #Renovation #AddingValue #FirstHomeBuyer #PropertyMarket #RealEstateTips #SweatEquity #RegionalProperty This video is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Corey Goldby is an Authorised Credit Representative (CRN 502276)) of Source Finance Pty Ltd ACN 657 912 868 (โ€œSource Financialโ€) Australian Credit Licence 539456 Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd ACN 657 912 868 (โ€œSource Financialโ€) Australian Credit Licence 539456
๐Ÿšจ EMERGENCY: NEGATIVE GEARING IS GONE / (the government just changed everything) | EP 11 | FAT PROFITS PODCAST
Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This is not a normal episode. This is an emergency ๐Ÿšจ Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This is not a normal episode. This is an emergency ๐Ÿšจ The 2026 Australian Federal Budget just dropped and it's a game-changer for every single property investor in the country. Negative gearing changes, capital gains tax adjustments, family trust restructuring, lender policy shifts โ€” it's all happening at once and most investors have no idea what to do next. This is the episode you send to every investor you know. Seriously. Forward it now. Here's what we break down: ๐Ÿšจ The negative gearing changes โ€” what's been scrapped, what's grandfathered, and who gets hit ๐Ÿ’ฐ Capital gains tax adjustments โ€” how this affects your selling strategy ๐Ÿฆ Lender policy changes โ€” borrowing capacity just shifted overnight ๐Ÿ“‰ Interest rates and the economic outlook โ€” where the RBA goes from here ๐Ÿ›๏ธ Government policy vs investor reality โ€” who these changes actually help ๐Ÿ” How assessment criteria are changing for sophisticated and high-net-worth investors ๐Ÿ“Š LVR adjustments and how banks are managing risk right now ๐Ÿ‡ณ๐Ÿ‡ฟ Lessons from New Zealand โ€” they did this already and here's what happened ๐Ÿก Opportunities for owner-occupiers โ€” why this could actually be YOUR window ๐Ÿ’ผ SMSF and commercial property โ€” the doors that just opened while everyone's panicking ๐Ÿ“ What's happening to pre-approvals and investor borrowing power right now ๐Ÿ”ฎ Property price predictions for the next 12-24 months Here's what most people won't tell you โ€” yes, the landscape just changed. But every major policy shift in history has created a wave of opportunity for the people who move fast and think clearly. The investors who panicked during the GFC, during COVID, during every rate hike cycle โ€” they lost. The ones who understood what was happening and repositioned? They built generational wealth ๐Ÿ‘Š Corey and Benny Boy cut through the hysteria, address the real risks, and lay out a clear plan for what to do whether you're holding existing properties, looking to buy, or wondering if you should pull the pin entirely. Spoiler โ€” don't pull the pin. This isn't the time to freeze. This is the time to get informed and get moving ๐Ÿ”ฅ ๐Ÿ’ฌ How are you feeling after the budget? Confident or concerned? Drop your honest reaction below ๐Ÿ‘‡ ๐ŸŽง New episodes every Wednesday at 6am โ€” but emergency episodes drop whenever the market demands it. ๐Ÿ‘‰ SUBSCRIBE and turn on notifications so you never miss a breaking update. Chapters 00:00 Introduction to the Emergency Podcast 02:04 Current Economic Landscape 05:54 Government Policy Changes and Predictions 10:09 Opportunities in the Market #AustralianBudget2026 #NegativeGearing #PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property #CGT #SMSF #InterestRates #FederalBudget #PropertyMarket #EmergencyPodcast #FatProfitsPodcast #BudgetReaction Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd ACN 657 912 868 ("Source Financial") Australian Credit Licence 539456
Your Broke Habits Are Why You'll Never Own A Home (Stop Lying To Yourself) | EP 10 | FAT PROFITS PODCAST
Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey OR contact us on hello@sourcefinancial.com.au This one's going to sting. But you need to hear it ๐Ÿ”ฅ You say you want to buy a house. You say you're "saving." But then you're spending $7 on coffee every morning, ordering UberEats three nights a week, and subscribing to six streaming services you don't even watch. Sound familiar? That's not saving. That's pretending to save while your deposit sits at the same number it was six months ago ๐Ÿ˜ฌ In this episode, Corey and Ben lay it all out โ€” the real cost of your daily habits, why fuel alone is eating your deposit, and the uncomfortable truth about what it actually takes to save for a home in today's market. No sugarcoating, no "you're doing great sweetie" โ€” just the reality check most people need but nobody wants to give them ๐Ÿ’ฐ Here's what we get into: โ›ฝ Fuel price predictions โ€” will it ever drop below $2 again? (Spoiler: no.) ๐Ÿ’ธ The discretionary spending that's silently killing your deposit โ˜• How small daily costs add up to tens of thousands per year ๐Ÿ’ฐ Strategies for actually saving โ€” side hustles, cutting costs, and being honest with yourself ๐Ÿ‘ซ Why you need to have the money conversation with your partner NOW ๐Ÿ“Š How your expenses directly impact your borrowing capacity ๐Ÿง  Financial discipline vs financial excuses โ€” which side are you on? ๐Ÿ  James and Hermione's real home buying journey โ€” the wins and the wake-up calls ๐Ÿ“‰ Interest rates and what they mean for your buying timeline Corey and Ben don't hold back on this one. They talk about parental support, the reality of saving without a head start, and why accountability is the missing piece for most people who "can't afford" a house. The truth is โ€” most people CAN afford it. They just can't afford their lifestyle AND a house at the same time ๐Ÿ‘Š Whether you're saving for your first deposit, wondering why you're not getting ahead, or you know someone who needs this wake-up call โ€” send them this episode. Seriously. ๐Ÿ’ฌ What's the one expense you KNOW you should cut but won't? Be honest in the comments ๐Ÿ‘‡ Chapters 00:00 Introduction and Predictions on Fuel Prices 03:07 Navigating Home Buying: Parental Support and Saving Strategies 05:53 The Reality of Saving for Property 08:55 Understanding Borrowing Capacity and Financial Discipline 12:02 Discretionary Spending: The Hidden Costs of Lifestyle Choices 14:59 The Importance of Accountability in Financial Decisions 17:57 Scenario Analysis: James and Hermione's Home Buying Journey 20:48 The Impact of Interest Rates on Home Buying 24:10 Final Thoughts and Call to Action #PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property #SavingForAHome #FinancialDiscipline #BorrowingCapacity #FuelPrices #FirstHomeBuyer #PersonalFinance #moneyhabits This video is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Corey Goldby is an Authorised Credit Representative (CRN 502276)) of Source Finance Pty Ltd ACN 657 912 868 (โ€œSource Financialโ€) Australian Credit Licence 539456 Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd ACN 657 912 868 (โ€œSource Financialโ€) Australian Credit Licence 539456
Your House Is Making Someone Else Rich (And You're Letting It Happen) | EP 9 | FAT PROFITS PODCAST
Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Your property is growing in value right now. The question is โ€” who's benefiting from it? Because if you're just sitting in your home making repayments and doing nothing with the equity building up inside it... someone else is winning from the growth you're sleeping on ๐Ÿ˜ฌ Most Australians own one property and stop there. They think they're "in the market" โ€” but the truth is, they're barely scratching the surface of what their property could be doing for them. Meanwhile, the investors who understand equity release, valuations, and structure are using that same growth to buy their second, third, and fourth properties ๐Ÿ’ฐ In this episode, Corey and Ben break it all down โ€” where property prices are headed, why equity is the most misunderstood asset in Australia, and how the right investment structure can completely change your borrowing power and your future ๐Ÿ  Here's what we get into: ๐Ÿ˜๏ธ Property market predictions โ€” why prices are likely to keep climbing ๐Ÿ’ฐ The equity sitting in your home and how to actually put it to work ๐Ÿ“Š Why valuations matter more than you think and how they affect your next move ๐Ÿฆ Investment structures โ€” how the wrong setup is keeping you stuck ๐Ÿ”‘ The journey from one property to a real portfolio โ€” step by step ๐Ÿ“– Real investor stories โ€” people who bought at the right time and what they did differently ๐Ÿง  Why "don't wait" isn't just a slogan โ€” it's backed by decades of data โšก How to engage with the right professionals to fast-track your strategy Corey says it best โ€” "Don't wait, don't wait, don't wait." Property has historically rewarded the people who take action, not the ones who sit around waiting for the perfect conditions. The perfect conditions don't exist. But the right strategy does ๐Ÿ‘Š Whether you're an owner-occupier who's never thought about your equity, someone stuck on one investment property, or just getting started and wondering when to jump in โ€” this episode lays out exactly what to do next. Oh, and there might be something about bribing people with sausages. You'll have to listen for that one ๐Ÿ˜‚ ๐Ÿ’ฌ Real talk โ€” how many properties do you own? And what's stopping you from getting the next one? Drop it in the comments ๐Ÿ‘‡ ๐ŸŽง New episodes every Wednesday at 6am on YouTube, Spotify OR anywhere you listen to podcasts! ๐Ÿ‘‰ Don't forget to SUBSCRIBE, hit the notification bell, and leave us a comment โ€” we'd love to hear from you. Chapters 00:00 Introduction to Property Finance 02:52 Market Predictions and Property Prices 05:56 Understanding Equity and Valuations 09:10 Investment Structures and Strategies 12:02 The Journey to Second Property Investment 14:57 Investor Stories: Buying at the Right Time 18:01 Navigating the Property Market 20:54 Conclusion and Future Insights #PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property #EquityRelease #PropertyValuations #InvestmentStructure #PropertyPortfolio #FinancialFreedom #PropertyGrowth Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd ACN 657 912 868 ("Source Financial") Australian Credit Licence 539456
The Borrowing Hack That Added $200K Overnight (Just By Asking) | EP 8 | FAT PROFITS PODCAST
Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey What if one conversation could unlock $200K in borrowing power you didn't even know you had? Sounds too good to be true โ€” but it's not. Most people never ask. And that's exactly why they stay stuck ๐Ÿ’ฐ In this episode, Corey and Ben unpack the strategies that actually move the needle on your borrowing capacity โ€” from the simple stuff like asking for a pay rise (seriously, just ask) to the things nobody talks about, like how your relationship status, your kids, and your spending habits are quietly destroying your ability to borrow ๐Ÿ  We also get into some wild real-life investor stories, including one that'll make you rethink what's possible when you stop playing it safe and start playing it smart ๐Ÿ”ฅ Here's what we cover: ๐Ÿ’ฐ The $200K borrowing hack โ€” how one simple ask changed everything ๐Ÿ“ˆ Why a pay rise is the fastest way to boost your borrowing power ๐Ÿ’ณ The types of debt that are secretly tanking your capacity ๐Ÿ‘ซ How your partner (and your kids) affect what the banks will lend you ๐Ÿก Rent vesting โ€” why living where you want and investing where the money is actually works ๐Ÿ“Š How to decrease expenses on paper and in reality to unlock more lending ๐Ÿคฏ Extreme investor success story โ€” this one's going to blow your mind ๐Ÿ“ Scenario of the week: high-value equity growth breakdown Corey drops a truth bomb in this one โ€” "you can't get rid of a kid" โ€” but you CAN restructure everything around your life to maximise what the banks will give you. It's not about earning more, it's about positioning smarter ๐Ÿง  Whether you're trying to crack into the market, looking to add to your portfolio, or just wondering why the bank keeps saying no โ€” this episode shows you the levers you didn't know you could pull ๐Ÿ‘Š ๐Ÿ’ฌ Have you ever asked for a pay rise specifically to boost your borrowing power? Drop your story below ๐Ÿ‘‡ ๐ŸŽง New episodes every Wednesday at 6am on YouTube, Spotify, Apple OR anywhere you listen to podcasts! Chapters 00:00 Introduction and Podcast Purpose 01:21 Predictions for the 2027 Federal Election 04:38 Key Strategies to Make Property Investment Easier 08:29 How to Increase Income for Borrowing Power 12:45 Decreasing Debt and Managing Expenses 17:10 Scenario of the Week: High-Value Equity Growth 23:03 Coffee Sponsorship and Future Plans 24:44 Extreme Investor Success Story 29:31 Lessons on Building Wealth and Portfolio Growth 30:48 Closing Remarks and Next Steps #PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property #BorrowingPower #MortgageHack #RentVesting #PropertyFinance #FinancialFreedom #InvestorStories This video is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Corey Goldby is an Authorised Credit Representative (CRN 502276)) of Source Finance Pty Ltd ACN 657 912 868 (โ€œSource Financialโ€) Australian Credit Licence 539456 Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd ACN 657 912 868 (โ€œSource Financialโ€) Australian Credit Licence 539456
1 de 2