You are facing 7% mortgage rates, student loan balances that look like phone numbers, and a grocery bill that has doubled in three years.

But you are also fighting ghosts.

The financial trauma of your parents. The "poverty mindset" of your grandparents. The silence at the dinner table when bills came up.

Today, we aren’t just identifying the problem. We are rewriting the genetic code of your finances.

You need to have a "Dynasty Meeting" this week:

If you are married, have it with your spouse. If you are single, have it with God.

• List one financial habit you inherited that you are going to kill.
• And list one financial seed you are going to plant.
• You have the power to change the trajectory of your bloodline.