Welcome to Debt Matters, the UK podcast where we turn the latest headlines into practical insights on arrears, recovery, and cashflow. Today we’re looking at fresh signals that the UK housing market may be stabilising, and what that could mean for debt, repayments, and collections.

What happened

A new survey from the Royal Institution of Chartered Surveyors suggests the housing downturn eased in January. RICS’ indicators for new buyer enquiries and house prices improved, adding to recent lender updates showing house prices rising last month.

The numbers that matter

* RICS house price balance rose to -10% (highest since June), up from -13% in December.

* New buyer enquiries improved to -15% from -21% (highest since July).

* RICS says activity is still subdued, so any recovery is likely to be gradua ...