In this week’s episode John and Bryan sit down with Genworth's MI Guy Steve Richman to discuss down payment myths, the current administration, and market updates.

Steve talks about the role that MI plays in the Mortgage and Real Estate game as well at what changes we can see with a new administration in DC. He goes on to discuss market speculation with all the activity currently going on in Washington DC, along with the impact of COVID on the market.

Steve shares his valuable insight with us tearing down common myths like needing 20% down to purchase a home. He explains that quoting a rate isn’t necessarily giving your client the best deal and how – in general – cash is king.

Lastly Steve shares his thoughts on the current housing market, if we will see a housing bubble, increase in home values, and the i ...