Host: Deborah Morton Co-host: Shelley Winter Presented by: The Agency Atlanta | Produced with Clareo Group

Overview Deborah breaks down why financing is usually the real hurdle, what a Fed rate cut could mean for mortgage pricing, and how to think about buying land, building, or choosing new construction. Callers ask about the next 12 to 18 months, hobby farms, buying down rates, and prefab or modular homes.

Highlights

• What the Fed’s decision could do to mortgage rates and monthly payments
• Why a 6 percent mortgage is closer to long term normal than the pandemic lows
• First time buyer programs, debt to income, and avoiding being house poor
• Land plus build vs buying existing, how construction and land loans differ
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