In this presentation, Stacy Monahan Tucker explores disability insurance claims amid layoffs, covering ERISA vs. non-ERISA policies, how terminations affect active or pending disability claims, and key considerations in severance agreements. In addition, the program will discuss whether employees can file claims after termination notices and the evidence required for success, as well as the feasibility of retroactive claims post-termination, including legal limitations. Attorneys will gain practical strategies to advise clients on protecting benefits while managing employer risks.