Dereon Coleman might be the most talented arm in Miami's QB room — and the best thing for his career might be starting 12 games at FIU while Miami pays for it. That's not a crazy hypothetical. That's a loan deal, and it's how European soccer has developed young players for decades. College football isn't turning into the NFL. No draft, no salary floor, nothing to protect the little guy. What it's building instead looks exactly like the Premier League: a spending cap, a transfer market with real prices, buyouts that work like transfer fees, and a rich league and a poor league under the same roof. The only missing piece is the loan system — so in this video I build it: the actual agreement Miami and FIU would sign, clause by clause, how Chelsea turned this exact playbook into £270M+, and a map of the affiliate partnerships for the entire country. Y ...