Young professionals making $100K… even $400K… but still living paycheck to paycheck? Johnny sits down with Steve Short and Mark Schlutman, authors of The Simple Road Toward Financial Freedom, to lay out a clear, doable path from stressed to set.

In this episode:

• The real culprits: inaction, lifestyle creep, and “it’s only $400/mo” traps

• A simple plan you can start today: 50–20–30 (needs–save–wants), the 3-bucket system, and auto-investing ($25+ is enough to begin)

• Beating fear of the market with history, habits, and risk-appropriate steps

• Late-in-the-game catch-up strategies (it’s not too late)

• How to find  ...