In this episode of Burning the Ships, I sit down with my business partner and longtime friend, Bill Phillips, for a candid, behind-the-scenes look at what the last year has really been like inside 608B Capital Funding. Bill has been buried deep in the operational trenches—underwriting loans, managing the chaos of fast growth, and keeping the machine running while we’ve scaled from “hoping for one good loan a month” to consistently funding fifteen at a time.

We recorded this at the end of 2025, which gave us the perfect chance to reflect on everything: our transition from corporate life, the mindset required to survive those quiet early months, the hockey-stick moments of growth, the pressure of supporting our families through uncertainty, and the honest realities of partnership. If you’ve ever wondered what it actually ...