Thorn Letters: Moving Back Home, Credit Card Debt & Family Sacrifice
13:22 Life por Bri Smith, CPA
Notas del episodio
In this episode of 1322 Life (Season 3, Episode 8), Bri answers five thorn letters about housing, debt, family sacrifice, and setting boundaries.
📬 LETTERS WE ANSWER:
1. “I’m 30, want to buy a house, but the market is terrible. Should I move back in with my parents to save $17k/year?” – Bri says: if you have a good relationship, do it. Also get a shark realtor and consider sweat equity on a fixer‑upper.
2. “$23k credit card debt, getting divorced (he was a drug addict), I make $24k/year. Bankruptcy or settle?” – Bri: Don’t file bankruptcy. Prioritize mortgage and utilities first. The debt is unsecured – ignore it until your needs are met. Then increase income (Doordash, Instacart) and settle the debt.
3. “I broke a lease early, paid all fees except $100 they never told me about. They got an eviction judgment without me kn ...Â