Does living in a small town actually save you money, or is city life better for building wealth? In this episode, we break down the financial pros and cons of rural and urban living in New Zealand — using real numbers and evidence.

We explore:

• Housing costs: why rural homes can be hundreds of thousands cheaper than in major cities
• Income potential: city salaries and job opportunities vs rural wage realities
• Transport and living expenses: cars, fuel, and public transit
• Lifestyle trade-offs: events, services, and access to amenities
• How location interacts with savings, investing, and quality of life

Whether you’re thinking about moving, or just curious about how where you live impacts your finances, this episode helps you weigh the evidence and make intentional choices.

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